NSFDC provides Micro Credit Finance for units costing up to Rs.1,40,000/-. The salient features of the scheme are as under:

Maximum Loan Limit

NSFDC provides loans up to 90% of the Project Cost with maximum amount of Rs.1.25 lakhs

Rate of Interest

The NSFDC shall charge interest @ 2.5% from the SCAs/CAs, which in turn, shall charge 6.5% from the Beneficiaries.

Repayment Period

The loan under the Scheme is to be repaid in quarterly-instalments within a maximum period of three years from the date of disbursement including 3 months moratorium period.